Personal Excess Liability Insurance

Liability insurance is a critical part of your personal insurance protection. An unfortunate lawsuit involving personal injury or property damage to others can cost you and your family an exorbitant amount of money for both defense and a potential settlement. To make sure you’re adequately protected, consider factors such as your net worth and lifestyle and select the right excess liability coverage limit for you.

How Does It Work?

Excess liability insurance sits on top of existing liability coverage (over your homeowner, auto and boat policies for example) and provides an additional layer of coverage. In the event of a lawsuit, your primary policy provides the first layer of coverage, and then your excess liability coverage will respond should the cost exceed the primary limit. Importantly, these policies typically cover legal defense costs outside of your coverage limit.

Excess Liability Insurance in the Hamptons

For more than 100 years, Amaden Gay Agencies has helped protect the assets of highly-successful clients in the Hamptons and beyond. If you’re concerned that your liability coverage is insufficient, Amaden Gay Agency will work with you to assess your level of risk and to explore the suitability of excess liability insurance. If needed, we can craft a customized excess liability insurance policy that closes coverage gaps and gives you peace of mind.

With Amaden Gay, you will always receive the highest level of discrete attention and personalized service.

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